Your Stimulus Money! Do You Qualify? Are You Eligible?

Here's ten surprisingly easy ways to do it yourself

News for Public Officials - Updated November 2009

Struggling families nationwide are creating their own bailout programs with help from independent service providers who are knowledgeable in the intricacies of private and government stimulus incentives offered through thousands of federal, state and community assistance programs.

Stimulus money is available for just about every aspect of your life if you know where to look and don't mind putting a little effort into doing it yourself. Government programs and independent service providers can provide fast help for rent, unemployment, home ownership, help with rising energy costs, money for college, cars and even help you eliminate your credit card debt. For many families independent programs may be the fastest resource for immediate assistance.

If you act quickly, you may be eligible to collect tens of thousands of dollars in direct and indirect recession-busting grants, incentives, rebates and debt relief.

Although not all of these are part of the federal stimulus package, thousands of Americans are taking advantage of programs offered by independent service providers that often yield very fast and very effective help during this economic crisis.

Money to Pay Credit Card Debt

It may be possible to eliminate 50% of what you owe.

According to the White House, the average American family carries a credit card balance of $10,000. In March, President Obama announced, "The days of any time, any reason rate hikes and late fee traps have to end." This is good news for struggling credit card holders. Although not part of the stimulus plan, new credit card laws of 2008, 2009 and proposed laws to go into effect in 2010 as well as recent government bailouts are motivating banks and credit card lenders to quickly settle credit card debt.

On Thursday, August 20, 2009, provisions of the Credit Card Accountability, Responsibility, and Disclosure Act ("CARD") signed into law by President Obama last May become effective. "The days of any time, any reason rate hikes and late fee traps have to end," President Obama said.

Now that the government is cracking down on credit card lenders, struggling cardholders need to act fast to see if you may be eligible to quickly and legally eliminate half your credit card debt  - without bankruptcy.

Complete a 20-second form to see if you may qualify for comprehensive credit card debt relief.

(Requires Min $10,000 in credit card debt to qualify)

Settle Your Tax Debt

You may be eligible to settle your largest tax debt for pennies on the dollar.

The economic crises has left millions of Americans unable to pay their taxes and feeling hopelessly at odds with their own government. If you are struggling to deal with back taxes by yourself, it's hard to know all the tax laws and loop holes that will ensure you make the right choices. When it comes to Federal and state tax debt issues, most taxpayers are simply not prepared to take on the many confusing issues and extremely complicated system of rules, codes, laws, and regulations. But help is available. If you owe $10,000 or more in tax debt It may be possible to settle your tax debt for a fraction of what you owe. Many of the best tax settlement experts in America now offer a free consultation to help you decide what is best for your individual situation. It's important to act quickly if you want to take advantage the latest regulations and court decisions. The longer you ignore the problem‚ the bigger your tax nightmare will become. Now it's easy to complete one simple form to resolve your tax problem, get the IRS off your back and get on with your life.

Housing Sector Renovation Stimulus

(Help Restructure your mortgage, remodel, renovate, update, buy a home and lower your payments)

Home Value Down? Take 40% or More Off Your Home Insurance (and maybe your taxes)

One in six of all homeowners is now underwater. In some of the hardest hit areas, more than 80% of homeowners owe more than their home is worth. In 2008 American homeowners collectively saw $3.3 trillion erased from the value of their real estate while at the same time property taxes and insurance remained the same or even worse - went up. While many homeowners struggle to keep their heads above water,  others are actually lowering home payments by bringing insurance and taxes in line with lower home values . . . Cut your homeowner insurance by 40%.

Restructure Your Mortgage - Make your home affordable again!

This year, one in ten homeowners is facing foreclosure,  but new initiatives from the government and private service providers for loan modification and refinancing are making home affordable again for millions of struggling homeowners.

Refinancing, buying or modifying your home with an FHA, Fannie Mae, Freddie Mac, USDA or conventional fixed-rate mortgage can make your home affordable again and save you thousands of dollars. In some cases you may qualify for government rebates of up to $8,000. In addition, struggling homeowners may be eligible for assistance from local Section 8, HEAT programs, and other local housing authority assistance programs. President Obama's administration is urging homeowners to refinance and modify your mortgage. Click here to quickly determine if you are eligible for loan restructuring.