Refinancing or modifying your loan into an FHA, Fannie Mae, Freddie Mac or conventional fixed-rate mortgage can make your home affordable again and save you thousands of dollars. In some cases you may qualify for government rebates just for refinancing into a home loan you can afford. Click here to quickly determine if you are eligible for loan restructuring.

According to the White House, the average American family carries a credit card balance of $10,000. New regulations and bailout initiatives are motivating banks and credit card lenders to forgive debt and clear late paying accounts off the books.

Now that the government is cracking down on credit card lenders, struggling cardholders need to act fast to see if you may quickly and legally reduce your credit card payments by 50%  - without bankruptcy. Complete a 20-second form to see if you qualify for debt relief.

If your car, SUV or truck is between nine and twenty-five years old (regardless of condition) you may qualify for between $3500 and $4500 rebate from the government. The Car Allowance Rebate System (CARS) is a new program from the government that will help you pay for a new, more fuel efficient car or truck when you trade in your less fuel efficient car or truck with a participating dealer .

In addition to the CARS program, you may be eligible for additional incentives if you trade for a hybrid or alternative fuel vehicle - Just ask your participating dealer. To find a participating dealer and ask about the CARS program you can start by selecting the new car you would like to own and get free quotes from Yahoo Autos.